Maryland, known for its rich history and diverse landscapes, offers a real estate market as varied as its scenic beauty. From historic row houses in Baltimore’s Inner Harbor to sprawling estates in the suburbs, Local Jumbo is your partner in finding a mortgage solution that suits Maryland’s unique character.
Dreaming of a home in the heart of Maryland or its charming suburbs? Connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a mortgage plan tailored to your aspirations in the Chesapeake State!
Crafting Mortgage Solutions for Maryland’s Diverse Homes
Maryland’s real estate is a tapestry of styles and neighborhoods. Whether you’re drawn to the vibrant urban life of Baltimore or the tranquil suburbs of Montgomery County, our lenders offer mortgage strategies to match the diversity of Maryland’s properties.
- Explore a variety of mortgage types for Maryland’s diverse properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Innovative financing for a range of homes, from historic city dwellings to suburban family houses.
- Mortgage plans that reflect the diversity of Maryland’s neighborhoods, from bustling urban centers to peaceful countryside.
- Lending expertise tailored to Maryland’s unique real estate market, including Land, Construction, Bridge, Cross-Collateralization, and Foreign National loans.
- Competitive rates for purchasing or refinancing, designed to suit the varied needs of Maryland residents.
Aligning Your Mortgage with Maryland’s Diverse Lifestyles
In Maryland, where history meets modernity, your mortgage should align with your lifestyle. Whether it’s a historic home in Annapolis or a contemporary condo in Bethesda, our lenders craft mortgage solutions that resonate with your vision for living in the Chesapeake State.
2024 MARYLAND CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALLEGANY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ANNE ARUNDEL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BALTIMORE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALVERT COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| CAROLINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARROLL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CECIL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLES COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| DORCHESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FREDERICK COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| GARRETT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOWARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KENT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PRINCE GEORGE'S COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| QUEEN ANNE'S COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. MARY'S COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOMERSET COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TALBOT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WICOMICO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WORCESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BALTIMORE CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND MARYLAND
Neighborhoods
Chevy Chase, Somerset Town, Darnestown, Clarksville, Brookmont, Potomac, Glen Echo, Highland, Brinklow, Fulton, Cabin John, Cooksville, Glenwood, Allen & Travilah.
Zip Codes
21056, 21031, 21023, 20854, 20812, 20816, 20777, 20862, 20817, 21029, 20759, 20818, 21723, 21738, 21737, 21405, 20833, 21036, 21794 & 21131
Counties
Montgomery County, Howard County, Anne Arundel County, Calvert County, Queen Anne’s County, Frederick County, Charles County, Carroll County, St. Mary’s County, Harford County, Baltimore County, Prince George’s County, Talbot County, Worcester County & Cecil County.